Credit Card Payment

Union Commercial Bank issues international VISA and MasterCard credit cards that are accepted in globally. Acredit card gives you important possibility to use more credited amount from the Bank when you're urgently need it or travel to overseas.
Credit Card Payment:
1. Autopay account : Autopay Form
2. UCB Branch : UCB Branch Map
With the convenience and benefits that you get from Union Commercial Bank’s credit card which is becoming an essential item in your daily life, we would like to share some useful tips, which can be easily adapted to better protect and manage your credit card.

1) Tips on Credit Card Usage

  • Upon receiving your card, you should immediately sign on the signature panel at the back of the card. Do not let anyone else to use your card.
  • Keep your card in a safe place and away from magnetized object. Do not bend or scratch the card.
  • Check the transaction receipt particularly the purchase amount before you sign them and ensure the card is returned back to you after each transaction.
  • Keep the copy of transaction receipts for reference.
If you realize or suspect your card has been lost or stolen, notify us immediately by calling 023 214 159 (24 hours).

2) Tips on Personal Identification Number (PIN)

  • Memorize your PIN and don't write it down anywhere.
  • Do not disclose PIN to other person, including your supplementary cardholders, family members, bank staff or even the police.
  • Do not choose a PIN that is easily associated with your personal information e.g. birth date or phone number.
  • Do not let anyone else see your PIN when you enter it at ATM.
If you realize or suspect your PIN has been lost, stolen, or disclosed, notify us immediately by calling 023 214 159 (24 hours).

3) Tips on Shopping Online

  • Conduct online purchase with reputable Internet stores.
  • Request for more information about the company, the product and the service before purchasing.
  • Check if the online shop has a return and refunds policy.
  • Print out a copy of the confirmation screen or write down the confirmation details for record whenever you conduct an online purchase. This will make it easier to check against your credit card statement.
If you have to use a password to access a service, make sure that it is not easily identifiable and don't disclose it to anyone.

4) Tips on Traveling

  • Do not keep cards and cash in the same place, that way you will not lose everything.
  • Keep an eye on your credit card. Do not leave your card unattended e.g. in a hotel room or at the beach.
  • Memorize your PIN if you plan to get local currency from ATM.
  • Check the expiry date on your card and make sure that you have enough funds in your account or the card payments are up-to-date before you leave.
In order to protect your credit card transactions, notify us in advance by calling 023 214 159
(24 hours) before you travel aboard to avoid any unnecessary disruption on your card usage.

5) Tips on Finance / Interest Charges

    Minimum Payment


    Cash Advance limit


    Transaction Fee

    - Cash Advance (Sub.min of 10USD)

    - Currency Conversion fee

    - Replacement Card




    10 USD

    Interest Charge ( Per month)

    - Retail

    - Cash Advance

    - Service Charge

    - Credit Balance






    Other Charges

    - Late Payment ( Sub.min. of 5 USD)

    - Cheque returned

    - Autopay Service Rejected



    50 USD

    10 USD


    PLEASE NOTIFY US IMMEDIATELY AT 023-214 159/210 116 OR EMAIL AT អាសយដ្ឋាន​អ៊ីមែល​នេះ​ត្រូវ​បាន​ការពារ​ពី​សំបុត្រ​​ឥត​ប្រយោជន៍​ផ្សេងៗ។ អ្នក​ត្រូវ​ការ​អនុញ្ញាត JavaScript ដើម្បី​មើល​វា។ SHOULD YOU HAVE CHANGE YOUR ADDRESS OR TELEPHONE NO.TO ENSURE WE CAN DELIVER YOUR MONTHLY STATEMENT ON TIME AND ALLOW US TO SERVE YOU BETTER!

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